A recent article in the Harrisburg Patriot-News stated that that PennDOT “is looking at perhaps expanding the random sample size of drivers older than 45 who must undergo these spot checks on their medical fitness to drive.”

On Pennsylvania’s “Senior Citizens Fact Sheet”, it says, “Each month, 1,900 drivers over the age of 45 are randomly chosen for retesting seven months prior to the date of their driver’s license renewal. Each selected driver is required to undergo vision and physical examinations. The medical examination may be conducted by a health care provider and the vision screening may be completed by a health care provider or, at no charge, at any PennDOT Driver’s License Center. If warranted by the results of the medical examination, those selected may also be required to successfully complete a driver’s examination and a knowledge test.”

Another Website puts it this way: “In addition to being a convenience and an enjoyable activity for many people, driving is also a symbol of one’s independence. As we age, there are a numerous factors that can affect our driving skills, and hinder our ability to safely operate a motor vehicle. The Pennsylvania Department of Transportation wants older drivers to maintain their driving independence as long as they continue to drive safely and confidently.”

It’s true that young drivers and older drivers are involved in more accidents.

And the Insurance Institute for Highway Safety has more information to substantiate that. There are, in fact, several charts and statistics at that site with sobering news about young drivers and those over 70.

“Yes.” according to this article, “Do auto insurance rates automatically increase as you get older?” While “The insurance business is all about rating risk. As you get older, your premiums for medical and life insurance will most likely increase. That’s because as most people age, they need more medical care, and from an actuarial perspective, lifespan shortens.” and “The 70 year mark seems to be where most auto insurance companies will increase rates because of age. The reasons are mostly medical in nature: eyesight isn’t as good, reaction times (braking, steering) are slower, and senior drivers become almost too defensive in their driving habits.” (SOURCE: CarInsuranceList.com)

What about car insurance rates? drivesteady.com says, “Car insurance can vary by age, because the typical risks involved with each age group vary drastically. Think you’re a great driver, because you’re old and sage? Not everyone would agree. Afraid of teens who always seem distracted? Don’t make assumptions: those kids might be better drivers than the average middle-aged man. Take a look at the infographic below to find out the truth about insurance breaks by age.